Why Invest in Real Estate?
It’s a competitive world out there. There are many investment options. So why should you invest in real estate? Well, real estate has some unique qualities that have made it one of the top investment strategies in the U.S. for hundreds of years. Its benefits include:You can get paid two times – instead of once like most other investments.In real estate, you get money from both the operation of the property (also known as a “dividend”) and a second time when you sell it, and it’s value has increased due to increasing rents (known as “capital appreciation”). This is in contrast to most other investments such as precious metals and non-dividend paying stocks, in which you only get paid once based on appreciation of the value of the asset. For example, if you buy an ounce of gold, you don’t get a penny in dividends. The only thing you get is the difference between what you bought the gold for and what you sell it for. The same is true for most stocks. Clearly, the best of all worlds is to get consistent income while you own it, and then a large distribution when you sell it.It pays a higher dividend than any other form of investment.Most real estate investments pay out a dividend of roughly 10%. The average stock that pays a dividend – and most don’t – is lucky to be 1%. The same is true with CDs and bonds – you are looking at around 3% to 5%. There are no other forms of investing that can pay out a dividend as high as real estate. Of course, there are such items as “junk bonds” that might pay out 10%, but they might just as likely lose your entire investment if they default. That’s why they call them “junk”. Remember the saying “before you can have return on investment, there must be return of investment”.It comes with attractive leverage.Most real estate investments include the potential for leverage in the form of a mortgage. This allows the investor to create an even higher return, without taking excessive risk. If you buy a property and put down 20%, and borrow the remaining 80%, you will increase the yield on your investment hugely, assuming that the yield of the entire property is higher than the interest rate of the mortgage. This ability to utilize intelligent leverage has long been an attraction. It allows you to pay off the property using the property’s own cash flow. Can you do this with a CD? No. Bond? No. Gold? No. Sure, you can buy stock on margin, but that is really a form of speculation more than investing, and often has dire consequences.It is time-proven and has an impressive track record.Investing in real estate has an impressive pedigree. The first American millionaire – John Jacob Astor – made his fortune in Manhattan real estate. Since then, many of the richest individuals in the U.S. have created their wealth in real estate. These include Donald Trump, Conrad Hilton, Joseph Kennedy, and literally hundreds of thousands more. It has been asserted that more wealth has been created through real estate investing than all other forms of investing combined.Security.When you invest in a stock or bond, you really don’t have any control over where your money goes or how that company is managed. Unlike Warren Buffet, who normally buys full control of the entity through buying a majority of the stock, the regular investor has no power over the day-to-day operations of the business they own stock or bonds in. Additionally, their stock or bonds are normally not secured by anything tangible. In most cases, all you have as security on your investment is a piece of paper and the hope that there will be a market of buyers for that piece of paper in the future. With real estate, you get a deed to a property – the title to the asset is put in your name. You control what happens. You are the boss. Your investment – your capital – is backed by the title to real estate.ConclusionThere are many great reasons to invest in real estate. Not only does real estate offer the highest financial returns, it also offers security and has a proven track record of performance. It also offers attractive leverage to allow you to stretch your investment dollars farther and obtain an even higher real rate of return.”I made a tremendous amount of money on real estate. I’ll take real estate rather than go to Wall Street and get 2.8%. Forget about it.” – Ivana Trump
10 Reasons To Outsource Web Development Projects
Businesses and organizations are always in search for new and effective methods to reduce their overall operational cost and increase the productivity of their business. Almost every organization and business is required to have an online presence in order to better influence their customers. Most companies outsource their web requirements to service providers located in offshore locations. This business engagement model proves to be very beneficial for clients.Mentioned below are top 10 reasons to outsource web development projects:1.Clients have the option of hiring developers at very low cost as compared to those available at on-shore locations. The service providers located in developing countries are able to offer low cost resources which reduce the overall cost of the solutions.2.There are many IT outsourcing companies located in Indian sub-continent region. It is very easy to find the one that perfectly suits your requirements.3. The developers in offshore web development companies are highly educated and well qualified. Each developer has a bachelor’s degree or a master’s degree in IT field which makes them well suited for the job. Offshore clients are provided with experienced resources that are highly skilled and proficient in their work.4.By outsourcing your requirements to offshore locations you can acquire solutions under ¼th cost of what you would normally spend on in-house development of the same project.5.The communication barrier which used to be a major problem for both clients and service provider has been reduced to great extent by employing resources having proper communication skills in English. Further, each client is assigned a project manager who has strong command over written and spoken English and also understands all the technicalities very well.6.Clients are served with solutions that are built upon latest technologies. Offshore vendors have to maintain all the latest technologies in order to provide advanced solutions and perform better than their competitors.7.By maintaining a vast pool of skilled resources these service providers are able to provide prompt response for any query that a client may put forward. This allows them to immediately start working on new requirements and projects.8.Offshore web development companies have to complete the projects within the deadline in order to complete maximum projects within a given timeframe and generate proper profits from them. If a project goes beyond the deadline then it is them who are actually losing their profits.9.A professional and reputed web development company will deliver only high quality solutions as they understand that poor quality solutions will degrade their reputation and their future business proposals will also get affected.10.Clients are given an array of choices to choose from for contacting and communicating with the vendor. Once you outsource web development project you can contact them through chat, audio conference, video conference, telephone, mobile phone and various online communication applications.Getting solutions developed by an offshore IT company has always been beneficial for clients. The process has become much more profitable and effective with the implementation of various modern technologies. In times, when businesses require quick and cost effective solutions, IT outsourcing has emerged as a savior for them.
History Of The Word Gadget And Its Different Uses
Windows comprises of mini type of programs which is termed as gadgets. A gadget provides information immediately and extends facilities for easily accessing to tools which are used very frequently. For instance, one may use gadgets for displaying the slide show of picture or watching updated headlines continuously.Why one should utilize desktop gadgets? Desktop gadgets have the capability for keeping information make available tools ready for using by anybody. As an example one can watch headlines for news just next to one’s open programs. In this way if anybody wish to keep record of what is being projected in the news when anybody is working, one will not have to close one’s windows for doing the same and can view the news headlines keeping one’s windows in open condition. One can also use the feed headlines of the gadget for showing the latest headline news from the sources one chooses. One will not have to close working on one’s document as the headlines will remain visible all the time. If anybody is interested for viewings any headline then one may click at that headline and the web browser directly open the contents of the headline.A gadget is small type of technological object such as an appliance or a device which has a particular kind of function but very often it is thought as an unfamiliar type of thing. Gadgets are considered as cleverly or unusually designed in contrast to the normal type of technological objects when they were invented. The word gadget was originated in the nineteenth century. There is dispute about the etymology of the word “gadget”. A popular story behind the invention of the word “gadget” is that the company which constructed the “Statue of Liberty” built a mini type model of the monument and gave a name of the same in the name of their firm. However the evidence is contradicted with the reasoning that the word was used already previously in the nautical circle, and the fact was that it did not get popularity, in USA at least, till the end of the world war.In regards other story for invention of the word gadget which is obtainable from the sources of other kind is that the French word “gachette” which relates to many pieces mechanism in connection with firing, or from the French word “gagee” which means a small type of accessory or a tool.